Disclosure and Disclaimers

1. COMPENSATION DISCLOSURE

As directed by the FEDERAL TRADE COMMISSION (see 16 CFR Part 255) – Guides Concerning the Use of Endorsements and Testimonials in Advertising, the purpose of this policy is to establish any compensatory affiliation between the site owner and third party websites, networks or merchants.

Be aware that this website is part of a commercial operation and as such reserves the right to accept advertising revenue, sponsorship, or other forms of affiliate compensation.

This compensation and our treatment of content for which we are compensated is listed in detail below:

1.1 Advertising, Sponsorship and Affiliate Revenue

In the interests of full transparency we are obliged to state the following legal disclosure:

The operators of this website receive direct financial compensation from a number of companies. The content on this website, including positive review of these companies and other information, may not always be independent or neutral.

However we strictly adhere to the company policy that advertising revenue, sponsorship, or other forms of affiliate compensation does NOT influence regular editorial content or reviews.

Direct compensation will only influence advertising placement.

Direct advertising space will usually, but may not always be, identified as paid or sponsored content, however it will be designed to be obviously different to regular unpaid content.

1.2 Sponsored Editorial Content

All sponsored editorial content and advertorials are clearly marked as such – with the words “Sponsored Content”, “Advertisement” or “Advertorial” appearing in a box at the head of every such page, alongside a link to this disclosure.

The visual appearance of sponsored editorial content is intended to be very different to regular editorial content and will typically feature a logo of the compensating company at it’s head.

Assume that content on sponsored editorial and advertorial pages is written in favor of and to promote the company compensating us for said content, and that by it’s very nature is biased towards the compensating company.

1.3 Compensation / Vested Interests in Third Party Editorial Content

Third parties may submit editorial content to this site and this content may or may not contain links to the company concerned and may or may not contain positive statements concerning the submitting company.

We are not compensated for this content or have any vested interests in this content, other than receiving benefit from the increase in the site’s overall volume of editorial content.

Third party editorial content will be clearly marked with the content’s author and related company name and link at the content’s head.


We will only add this content if we feel it will be of benefit to our membership, however this does not mean we endorse or recommend the companybehind the content.

1.4 Compensation and Opinion

The owners of this website and authors at this website, may at times be compensated through affiliate programs within editorial content which presents opinions on products, services, websites and various other topics.

Even though these parties may receive affiliate compensation for this content, it will not effect the content or opinions given (unless the content has already been identified in the preceding sections of this disclosure)

Any views and opinions expressed on this website belong to the author of the content.

Any product claim, statistic, quote or other representation about a product or service should be verified by yourself with the manufacturer, provider or party in question.

For the avoidance of doubt, trust and genuine impartiality are at the very heart of our membership service and we will not alter our written editorial opinions in any way shape or form for money.

2. YOUR INVESTMENT ACKNOWLEDGEMENTS, REPRESENTATIONS AND WARRANTIES

2.1 Members

At signup all Richly Retired members have self-certified as being a Sophisticated Investor or Accredited Investor. As a sophisticated investor (as described in Rule 506(b)(2)(ii) of Regulation D) and/or an accredited investor (as defined in Rule 501 of Regulation D), members have self-certified that they have experience in business and financial matters and that as such they have the capacity to protect their own interests in connection with investment transactions and are capable of evaluating the merits and risks of any investment.

Members agree that they have been represented by counsel of their choice.

As such all members have acknowledged that investments discussed within member areas are speculative and typically involve a high degree of risk.

2.2 Non-Members

Materials on this website are intended only for signed up members however we accept there will be occassions when a non-member accesses content on this site.

As a non-member, you acknowledge that investing involves risks and may not be suitable for everyone. You are therefore urged to consult with your own financial advisor(s) before making a decision. Past performance is not necessarily indicative of future results.

Many investments often involve a degree of risk that makes them unsuitable for certain individuals. You should carefully consider the suitability of any investment as a personal choice before making any decisions that may affect your financial situation.

Richly Retired makes no recommendations, projections, representations, or guarantees with respect to future prices, or performance. Some investments such as precious metals (bullion) are not FDIC insured. These are unregulated markets and as such they are not covered by the Financial Services Authority. Be aware that investments may, and often do, lose value.

You acknowledge that you are subject to a variety of risks, which risks are beyond the control of Richly Retired and you also acknowledge that Richly Retired is not liable or responsible for those risks. Those risks include, without limitation, risks associated with the price volatility of the products. Under certain market or other conditions (such as technological or other disruptions), you may not be able to liquidate the purchased products or, liquidate the purchased products at prices acceptable to you.

3. EARNINGS AND INCOME DISCLAIMER

Any earnings or income statements, or earnings or income examples, are only estimates of what you could possibly earn. There is no assurance whatsoever that you will do as well. If you rely upon figures quoted or provided on this web site, you must accept the risk of not doing as well.

Where specific income figures are shown and attributed to an individual or business, those persons or businesses have earned that amount. There is no assurance whatsoever that you will do as well. If you rely upon figures provided or shown on this web site, you must accept the risk of not doing as well.

Any and all claims or representations as to income earnings on this web site are not to be considered as average earnings. Testimonials are not representative.

There can be no assurance that any prior successes or past results as to income earnings can be used as an indication of your future success or results.

Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore we do not guarantee or imply that you do as well, or indeed make any money at all.

Investments and earnings derived therefrom have unknown risks involved and are not suitable for everyone. Making decisions based on any information presented on this web site or in any products or services provided through this web site, should be done only with the knowledge that you could experience significant losses or make no money at all. Only risk capital should be used.

All information, products and services offered or provided by this web site are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your accountant, lawyer or professional advisor, before acting on this or any information.

Users of any products, services and this web site are advised to do their own due diligence when it comes to making business decisions. All information, products, and services that have been provided should be independently verified by your own qualified professionals. All information, products and services on this web site should be carefully considered and evaluated, before reaching a business decision, on whether to rely on them. All disclosures and disclaimers made herein or on this web site apply equally to any offers, prizes, or incentives, that may be made, displayed, shown or offered.

You agree that this web site is not responsible for the success or failure of your business decisions relating to any information presented by this web site, or any products or services offered or made available through this web site.